Debt management — support for entrepreneurs

Debt management is a key element in the operation of any organization – regardless of its size or industry. Improper debt collection processes, late payments and lack of effective procedures can lead to loss of liquidity and serious operational problems. Therefore, debt collection and management should be treated as strategic activities that require not only legal knowledge, but also the right tools, processes and experience.

At DSK Kancelaria, we provide comprehensive support in the field of receivables handling – from preventive assessment of counterparty credibility, payment monitoring and amicable actions, to judicial and enforcement collection. We help companies in various sectors effectively manage their receivables portfolio, reduce losses and strengthen financial security.

Our debt management is a combination of legal knowledge, modern technology and individualized approach. We operate not only in Poland, but also abroad, adapting our services to the specifics of a given market and local regulations. We offer our clients real operational support, while taking care of their business relations and reputation.

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They trusted us

  • GCZ

  • ONNINEN

  • KACZMAREK ELECTRIC

  • SKIP GROUP

  • Grupa ENEA

  • HTTPS

  • MEDASEPT

  • Grupa VOX

  • Uniwersytet SWPS

  • ZTM POZNAŃ

  • YOURCE

The scope of our services

Prevention and audit of debt collection processes

  • Conduct audits of the collection system and workflow processes.
  • Create and implement internal procedures to reduce the risk of payment delays.
  • Drafting and reviewing commercial contracts to safeguard creditor interests.
  • Analysis and evaluation of the financial credibility of the counterparty (scoring, business intelligence, cooperation with BIG).
  • Support in debt sale procedures.

Monitoring of receivables and preventive actions

  • Conduct systematic monitoring of payments.
  • Implementing counterparty disciplinary actions as early as the pre-termination stage.
  • Reporting and systemic debt monitoring tools.
  • External monitoring service without the need for customer personnel.

Amicable debt collection - domestic and foreign

  • Negotiations with debtors – by phone, email, SMS, call center.
  • Skip tracing – seeking contact with the debtor and his assets.
  • Representation in settlement proceedings, preparation and monitoring of agreements.
  • Direct debt collection in special cases.
  • Preparation of individual debt collection strategies.

Judicial and enforcement debt collection - domestic and foreign

  • Recovery of debts through the courts: EPU, injunctive, writ-of-payment, civil proceedings.
  • Bailiff enforcement and injunctive relief.
  • Representation in bankruptcy and restructuring proceedings.
  • Recovery of claims in criminal proceedings, including under Article 229 of the CCC.
  • European payment order and small claims procedure.

Training and competence development of teams

  • Closed-door training for the collection, legal and sales departments.
  • Topics including negotiations with debtors, enforcement proceedings, restructuring procedures.
  • Forms: classroom training, online, workshops, Q&A sessions.
  • Update knowledge on legislative changes and market trends.

Strategic debt collection and portfolio risk management

  • Develop a claims management policy for the entire organization.
  • Advice on optimizing the structure of the receivables portfolio.
  • Support in integrating debt collection processes with ERP and CRM systems.
  • Identification and classification of debtors based on risk analysis.
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Transport Automotive New tech sector E-commerce Wholesale trade Universities

Completed projects

  • One of Poland's largest non-public higher education institutions entrusted us with the monitoring and collection of receivables. During the year, the client has submitted about 160,000 claims for collection proceedings, which consists of a debt portfolio of about PLN 128 million. The effectiveness of our activities remains at the level of PLN 6 million enforced per month.

  • A company providing demolition and demolition services and renting bulky containers has commissioned us for amicable and court-enforcement debt collection. We are currently handling about 100 customer cases with a debt portfolio of 170,000 zlotys.

  • A web positioning company uses our services for amicable, judicial and enforcement debt collection. We have conducted 600 cases with a debt portfolio of more than PLN 5 million. The effectiveness of our debt collection and enforcement activities remains at approx. 75%.

  • One of Poland's largest companies in the financial sector, which executes loans via the Internet, has transferred to DSK a debt portfolio consisting of several hundred ongoing debt collection proceedings. Its value amounted to more than PLN 5 million. During the year of cooperation, the debt portfolio decreased by half.

  • Leading plumbing and electrical wholesaler. The last year of cooperation saw 800 cases forwarded by the client, whose debt portfolio amounted to about PLN 10 million. The efficiency of recovered receivables is 80% of the total portfolio.

  • In 2021, we were entrusted with the collection of receivables by a leading company in the energy industry. This involved preparing a team and a system to handle further massive debt packages. Already six months of our cooperation resulted in 3013 lawsuits - a debt portfolio of about PLN 3.5 million.

See what else we specialize in

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Why use our services?

  • Experience in handling large debt portfolios, both B2B and B2C.
  • A team of lawyers, economists and analysts – we combine legal expertise with operational knowledge.
  • Activities in accordance with business ethics – effective debt collection while maintaining a good customer image.
  • Modern tools for receivables management – online preview, automation.
  • Flexibility – we adapt the cooperation model to the structure and needs of the client.
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